Every RCSD student is covered by a School Accident Insurance Policy issued by Blue Cross/Blue Shield of the Greater Rochester area. The policy provides minimal coverage in case of injury occurring during the school day, at a school event or during a sporting event or field trip.  The school nurse must be informed of any student or staff accidents/injuries.

              PLEASE NOTE:  In case of injury, it is the parent or guardian’s health insurance coverage, if any, which must first be applied to cover medical costs.  Only after the parent’s or guardian’s health insurance benefits are exhausted does the school accident policy apply and then only up to the policy limits.  Parents or guardians must be responsible for medical costs beyond the policy limits or which are not reimbursable under